PBT has helped me to organize the gazillion thoughts and unanswered questions about marketing, business start up, taxes, etc., It's a site that is full of wonderful, useful information for photographers. At first, I wasn't thrilled about the monthly fee, but once I saw the VIP content, I realized it was well worth the cost. If your considering membership to PBT, to go for it, it's worth the fee paid, and has a ton of worthwhile information!